Census SIPP 2025 · December 2024
Household wealth in Texas
Net worth is what a household owns minus what it owes. It includes home equity and retirement accounts, as well as cash and debts.
Texas median
About $159,000
Calculated from 1,076 sampled households living in Texas in December 2024.
National median
About $205,000
Calculated from 13,820 sampled households using the same household selection.
These are rounded survey estimates. Texas results are exploratory, with no replicate-weight confidence intervals. A small difference between groups does not establish a meaningful difference in wealth.
How wealth is distributed
| Percentile | Texas | United States |
|---|---|---|
| 25th | $12,300 | $20,800 |
| 50th (median) | $159,000 | $205,000 |
| 75th | $480,000 | $673,000 |
| 90th | $1,310,000 | $1,810,000 |
The median splits the estimated distribution in half. The 90th percentile is an approximate threshold for the highest tenth of households. It is not a savings target.
Compare households at a similar age
Age refers to the household reference person. Texas uses broad groups to avoid very small samples.
| Age group | Texas median | U.S. median, same ages |
|---|---|---|
| Under 35 | $37,400152 sampled households · Exploratory | $38,200 |
| 35 to 54 | $189,000317 sampled households · Exploratory | $205,000 |
| 55 to 64 | $235,000191 sampled households · Exploratory | $312,000 |
| 65 and over | $212,000416 sampled households · Exploratory | $366,000 |
Wealth is different from money you can spend
A house or a retirement account can raise net worth without covering next month's bills. For a job-change plan, enter only accessible savings and investments in the projection tool.
Where the estimates come from
December (MONTHCODE=12) household reference persons (ERELRPE=1 or 2), living quarters TLIVQTR=1 or 2, unique SSUID and SHHADID, finite net worth and positive WPFINWGT. Median uses weighted midpoint interpolation; other percentiles use the inverse weighted cumulative distribution. Negative and zero wealth are included.
Cells with fewer than 100 sampled households are withheld by this site's publication rule. That cutoff does not prove statistical reliability. Raw household records and identifiers are not included in the site.
The national calculation matches the Census report at the report's published rounding. The display here uses coarser rounding. Texas and age-group figures are our calculations from the public file.